Motor vehicle crashes are expensive in more ways than one. The CDC estimates that accidents resulting in death cost Illinois $1.7 billion dollars in 2018.
There are several types of compensation available to those injured in an auto or motorcycle crash. Medical expenses, lost wages, property damage, and pain and suffering are all measured in dollar amounts.
Medical expenses
This type of compensation covers the cost of any medical treatment or rehabilitation required as a result of the accident. This can include hospital stays, doctor’s appointments, physical therapy and medication.
Lost wages
Individuals whose injuries cause them to miss work may advocate recompensing their lost earnings. Documenting the date of the accident and the specific days missed from work becomes significant here, to show that the inability to work arose from the injury.
Property loss or damage
Repairs and replacement of the vehicle itself are the most common expenses arising from a motor vehicle accident. However, any personal effects destroyed or damaged during the accident could also be part of the calculation.
Pain and suffering
This type of compensation accounts for the physical and emotional damage that arises as a result of the accident. Articulate your thoughts and feelings in writing, and prepare to share them aloud to several audiences such as the opposing counsel and jury.
Filing a claim
Insurance claims can become complicated because of the interplay between medical and auto insurance. Work with a professional to make sure all paperwork follows the relevant protocol and to streamline the communication process.